JOB DETAILS

JOB DETAILJob Details

1. KYC / CDD Operations/Checker for Low and Medium Lisk

Review and approve KYC files for onboarding, periodic review, and trigger events for corporate, commercial, and financial institutional clients.

Ensure completeness and accuracy of client information, documentation, and risk ratings in accordance with internal policies and regulatory guidelines.

Conduct Enhanced Due Diligence (EDD) for high-risk customers, including PEPs, complex ownership structures, and high-risk jurisdictions.

Perform checker duties for Corporate Banking clients, ensuring that KYC/CDD processes are correctly executed and compliant.

2. Regulatory & Group Compliance

Ensure adherence to Bank Negara Malaysia (BNM) AML/CFT guidelines, Mizuho Group policies, and international standards.

Assist in implementing regulatory updates, policy enhancements, and process improvements.

Collaborate with the Compliance Department to review and update internal manuals and standard operating procedures.

3. Quality Assurance & Risk Management

Perform quality checks on KYC reviews completed by junior staff, providing guidance and corrections as needed.

Identify potential AML/CFT red flags and escalate issues to the Head of Compliance or MLRO.

Support internal and external audits, regulatory inspections, and compliance testing.

4. Stakeholder Management

Collaborate with Relationship Managers, Operations, Legal, and other stakeholders to resolve KYC-related issues and ensure timely completion of onboarding/reviews.

Provide advisory support to business units regarding KYC requirements, risk indicators, and documentation standards.

5. Reporting & Documentation

Maintain accurate KYC records, workflows, and audit trails.

Prepare periodic reports on KYC status, backlog, key risks, and process metrics for management review.

6. Process Improvement & Training

Contribute to system enhancements, automation, and efficiency initiatives to strengthen the KYC process.

Conduct training for junior staff and business units on KYC/AML requirements and best practices.

REQUIRED WORK EXPERIENCERequired

✓ Minimum bachelor’s degree in finance, Business, Law, Accounting, Banking or related field.

✓ Must have working experiences in corporate banking

✓ Fluent in English and Mandarin

✓ Japanese speaker is preferable (not compulsory)

✓　　Professional certifications are an advantage (e.g., CAMS, ICA, CFE).

✓　　Minimum 5–8 years of KYC/CDD/AML experience in banking or financial services.

✓　　Experience handling corporate and financial institution clients is strongly preferred.

✓　　Prior exposure to Japanese banks or foreign bank environments is an advantage.

✓　　Strong understanding of AML/CFT regulations, BNM policy documents, FATF recommendations, and sanctions requirements.

✓　　Ability to analyze complex ownership structures and identify UBOs.

✓　　Familiarity with KYC systems, screening tools (e.g., World-Check), and workflow platforms.

✓　　Strong analytical skills and attention to detail.

✓　　Ability to manage deadlines under pressure and handle high volumes of review tasks.

✓　　Good communication skills with the ability to work effectively with internal stakeholders.

✓　　High integrity, professionalism, and strong risk awareness.