JOB DETAILS

JOB DETAILJob Details

• Analyze customer financial profile and identify related risk exposure for different industries client• Perform analysis and monitor Industry and market risk• Travel and perform on-site client visits. Report observation and provide risk assessment upon completion of visits• Serve as a SME with proactive advice and provide guidance to IBM business units and functional team• Work independently, make firm/ informed judgement and decision to protect IBM interest, balancing risk and returns• Provide recommendation or alternative options including deal restructure to enhance IBM’s credit position and enable IBM to win• Work closely with other regional credit centers in Europe and Americas as well as with global competency leaders in U.S.• Proactively participate and/or lead on global IBM or credit initiatives and projects

REQUIRED WORK EXPERIENCERequired

• Possess at least degree in Finance, Accounting, related professional qualification• Min. 5-8 years’ work experience in credit risk analysis• JLPT (Japanese language Proficiency Test) Level 2 or above, graduated from University in Japan, or Japanese native speaker• Able to analyze full financial statement to assess the financial profile of a company• Meticulous, diligence, strong analytical and problem-solving skills• Resilient and able to work independently under pressure and meet tight deadlines• Excellent written and verbal communication skills• Strong leadership skills and able to provide consistent guidance to younger team members in daily operations• Ability to engage senior management to manage business escalations• Able to learn and acquire credit skills quickly to handle more complex deals• Possess growth mindset, innovation & agile. Always looking for ways to improve• Excellent teaming and collaboration skills across functions and with the COE